Welfare broker

BONA VITA BENEFITS GROUP

Mailing address (most recent filing)

12 LINCOLN BLVD STE 102

EMERSON, NJ 076301173

Total comp: $5K
Commissions: $5K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where BONA VITA BENEFITS GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$42K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$42K	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BONA VITA BENEFITS GROUP's plans by broker comp / premium ratio. Median 15.65% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BONA VITA BENEFITS GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BONA VITA BENEFITS GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CARE STATION MSO, LLC CARE STATION MSO, LLC LIFE AND DISABILITY PLAN	NJ	$42K	$7K	PRINCIPAL LIFE INSURANCE COMPANY