Welfare broker

BOB MCCLOSKEY AGENCY, LLC

Mailing address (most recent filing)

1100 CAMPUS DRIVE WEST

MORGANVILLE, NJ 07751

Total comp: $9K
Commissions: $3K
Fees: $7K
Filings: 2
Sponsors: 2

Carrier mix

Where BOB MCCLOSKEY AGENCY, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA	1	$6K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AK	1	$6K	0.7%	760.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BOB MCCLOSKEY AGENCY, LLC's plans by broker comp / premium ratio. Median 115.01% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BOB MCCLOSKEY AGENCY, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BOB MCCLOSKEY AGENCY, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HOMER ELECTRIC ASSOCIATION INC BLANKET TRAVEL ACCIDENT POLICY FOR HOMER ELECTRIC ASSOCIATION INC.	AK	$6K	$7K	NATIONAL UNION FIRE INS. CO OF PITTSBURG, PA