Welfare broker

BO MILKOV

Mailing address (most recent filing)

20518 WEST BIRMINGHAM WAY

NORTHRIDGE, CA 91326

Total comp: $49K
Commissions: $49K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where BO MILKOV places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	1	$98K	50.0%
BLUE CROSS OF CALIFORNIA	1	$1.1M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AZ	2	$1.2M	0.1%	85.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BO MILKOV's plans by broker comp / premium ratio. Median 14.43% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BO MILKOV's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BO MILKOV is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UNITED INTEGRATED SERVICES (USA) CORP UNITED INTEGRATED SERVICES (USA) CORP. HEALTH AND DENTAL PLAN	AZ	$1.1M	$72K	BLUE CROSS BLUE SHIELD OF ARIZONA
UNITED INTEGRATED SERVICES (USA) CORP UNITED INTEGRATED SERVICES (USA) CORP. LIFE, VISION, AND DISABILITY PLAN	AZ	$98K	$22K	EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

$98K

50.0%

BLUE CROSS OF CALIFORNIA

$1.1M

50.0%

State

Plans

Premium

State share

Index

$1.2M

0.1%

85.91x

Sponsor

Loc

Premium

Comp

Carrier

UNITED INTEGRATED SERVICES (USA) CORP

UNITED INTEGRATED SERVICES (USA) CORP. HEALTH AND DENTAL PLAN

$1.1M

$72K

BLUE CROSS BLUE SHIELD OF ARIZONA

UNITED INTEGRATED SERVICES (USA) CORP

UNITED INTEGRATED SERVICES (USA) CORP. LIFE, VISION, AND DISABILITY PLAN

$98K

$22K

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA