Welfare broker

BNKV INSURANCE SOLUTIONS, INC.

Mailing address (most recent filing)

6002 DOVETAIL DRIVE

AGOURA HILLS, CA 91301

Total comp: $418K
Commissions: $315K
Fees: $102K
Filings: 8
Sponsors: 8

Carrier mix

Where BNKV INSURANCE SOLUTIONS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED AGRICULTURAL EMPLOYEE WELFARE BENEFIT PLAN & TRUST20.0%
RELIANCE STANDARD LIFE INSURANCE COMPANY20.0%
METROPOLITAN LIFE INSURANCE COMPANY20.0%
CALIFORNIA PHYSICIANS SERVICE20.0%
ANTHEM LIFE INSURANCE COMPANY20.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED AGRICULTURAL EMPLOYEE WELFARE BENEFIT PLAN & TRUST	1	$1.5M	20.0%
RELIANCE STANDARD LIFE INSURANCE COMPANY	1	$311K	20.0%
METROPOLITAN LIFE INSURANCE COMPANY	1	$225K	20.0%
CALIFORNIA PHYSICIANS SERVICE	1	$2.8M	20.0%
ANTHEM LIFE INSURANCE COMPANY	1	$1.9M	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	4	$4.9M	0.0%	10.20x
VA	1	$1.9M	0.0%	9.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BNKV INSURANCE SOLUTIONS, INC.'s plans by broker comp / premium ratio. Median 6.16% vs welfare-wide median 6.29% (n=5).

Prospect-flag exposure · vs market baseline

Share of BNKV INSURANCE SOLUTIONS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where BNKV INSURANCE SOLUTIONS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HEALTH DATA VISION, INC. HEALTH DATA VISION, INC HEALTH AND WELFARE BENEFITS PLAN	CA	$2.8M	$146K	CALIFORNIA PHYSICIANS' SERVICE
PENNY PLATE, LLC PENNY PLATE, LLC WELFARE BENEFIT PLAN	VA	$1.9M	$116K	ANTHEM BLUE CROSS AND BLUE SHIELD
PACKAGING MATTERS LLC PACKAGING MATTERS, LLC EMPLOYEE BENEFIT PLAN	CA	$1.5M	$80K	UNITED AGRICULTURAL EMPLOYEE WELFARE BENEFIT PLAN & TRUST
RIDGECREST REGIONAL HOSPITAL RIDGECREST REGIONAL HOSPITAL HEALTH & WELFARE BENEFITS PLAN	CA	$311K	$46K	RELIANCE STANDARD LIFE INSURANCE COMPANY
HEALTH DATA VISION, INC. HEALTH DATA VISION, INC HEALTH AND WELFARE BENEFITS PLAN	CA	$225K	$29K	METROPOLITAN LIFE INSURANCE COMPANY