Welfare broker

BLUE RIDGE INS SVCS

Mailing address (most recent filing)

116 RESERVOIR ST

HARRISONBURG, VA 22801

Total comp: $3K
Commissions: $3K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where BLUE RIDGE INS SVCS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$48K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$48K	0.0%	45.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BLUE RIDGE INS SVCS's plans by broker comp / premium ratio. Median 6.01% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BLUE RIDGE INS SVCS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BLUE RIDGE INS SVCS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AUGUSTA COOPERATIVE FARM BUREAU INC AUGUSTA COOP FARM BUREAU INC GROUP LIFE INSURANCE PLAN	VA	$48K	$3K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY