Welfare broker

BLUE RIDGE BANK, N.A.

Mailing address (most recent filing)

3113 VALLEY AVE STE 108

WINCHESTER, VA 226012671

Total comp: $159K
Commissions: $89K
Fees: $69K
Filings: 2
Sponsors: 2

Carrier mix

Where BLUE RIDGE BANK, N.A. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$775K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$775K	0.0%	45.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BLUE RIDGE BANK, N.A.'s plans by broker comp / premium ratio. Median 16.26% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BLUE RIDGE BANK, N.A.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BLUE RIDGE BANK, N.A. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BLUE RIDGE BANKSHARES, INC. BLUE RIDGE BANKSHARES HEALTH AND WELFARE BENEFIT PLAN	VA	$775K	$126K	PRINCIPAL LIFE INSURANCE COMPANY