Welfare broker

BLUE HORIZON INSURANCE INC.

Mailing address (most recent filing)

491 MAPLE ST

DANVERS, MA 01923

Total comp: $37K
Commissions: $37K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where BLUE HORIZON INSURANCE INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARVARD PILGRIM HEALTH CARE100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARVARD PILGRIM HEALTH CARE	1	$2.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	1	$2.5M	0.0%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BLUE HORIZON INSURANCE INC.'s plans by broker comp / premium ratio. Median 3.02% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BLUE HORIZON INSURANCE INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BLUE HORIZON INSURANCE INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PEOPLE, INCORPORATED PEOPLE, INCORPORATED GROUP BENEFITS PLAN	MA	$2.5M	$76K	HARVARD PILGRIM HEALTH CARE