Welfare broker

BILLY G. HOOD

Mailing address (most recent filing)

653 LANCEWOOD DR W

MOBILE, AL 36609

Total comp: $5K
Commissions: $5K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where BILLY G. HOOD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$61K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	1	$61K	0.1%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BILLY G. HOOD's plans by broker comp / premium ratio. Median 7.24% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BILLY G. HOOD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BILLY G. HOOD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SOUTHERN MEDICAL HEALTH SYSTEMS, INC. SOUTHERN MEDICAL HEALTH SYSTEMS, INC. LONG TERM DISABILITY PLAN	AL	$61K	$4K	METROPOLITAN LIFE INSURANCE COMPANY