Welfare broker

BILL LACOUR

Mailing address (most recent filing)

6146 CHURCHILL DOWN DR

WEST LINN, OR 97068

Total comp: $0
Commissions: $0
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where BILL LACOUR places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$2.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	1	$2.9M	0.1%	104.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BILL LACOUR's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of BILL LACOUR's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BILL LACOUR is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ROOFERS LOCAL 49 WELFARE FUND BOARD OF TRUSTEES ROOFERS LOCAL 49 WELFARE FUND	OR	$2.9M	$0	KAISER