Welfare broker

BFS INDEPENDENT INSURANCE INC.

Mailing address (most recent filing)

135 W SUNBRIDGE, SUITE 2

FAYETTEVILLE, AR 72703

Total comp: $141K
Commissions: $140K
Fees: $2K
Filings: 5
Sponsors: 5

Carrier mix

Where BFS INDEPENDENT INSURANCE INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$926K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AR	1	$926K	0.2%	220.93x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BFS INDEPENDENT INSURANCE INC.'s plans by broker comp / premium ratio. Median 8.18% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BFS INDEPENDENT INSURANCE INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BFS INDEPENDENT INSURANCE INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WT TRANSFER HOLDING DBA WT EQUIPMENT WT TRANSFER HOLDING DBA WT EQUIPMENT WELFARE BENEFIT PLAN	AR	$926K	$76K	UNITEDHEALTHCARE INSURANCE COMPANY