Welfare broker

BFP ASSOCIATES INC

Mailing address (most recent filing)

110 ELM ST

WEST SPRINGFIELD, MA 01089

Total comp: $182K
Commissions: $182K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where BFP ASSOCIATES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTH NEW ENGLAND, INC.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTH NEW ENGLAND, INC.	3	$6.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	3	$6.3M	0.1%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BFP ASSOCIATES INC's plans by broker comp / premium ratio. Median 3.38% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of BFP ASSOCIATES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where BFP ASSOCIATES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BAY PATH UNIVERSITY BAY PATH UNIVERSITY GROUP BENEFIT PLAN	MA	$2.2M	$91K	HEALTH NEW ENGLAND
BAY PATH UNIVERSITY BAY PATH UNIVERSITY GROUP BENEFIT PLAN	MA	$2.1M	$69K	HEALTH NEW ENGLAND
BERTERA AUTOMOTIVE GROUP BERTERA DEALERSHIPS GROUP INSURANCE PLAN	MA	$2.0M	$66K	HEALTH NEW ENGLAND

Carrier

Plans

Premium

HEALTH NEW ENGLAND, INC.

$6.3M

100.0%

State

Plans

Premium

State share

Index

$6.3M

0.1%

46.22x

Sponsor

Loc

Premium

Comp

Carrier

BAY PATH UNIVERSITY

BAY PATH UNIVERSITY GROUP BENEFIT PLAN

$2.2M

$91K

HEALTH NEW ENGLAND

BAY PATH UNIVERSITY

BAY PATH UNIVERSITY GROUP BENEFIT PLAN

$2.1M

$69K

HEALTH NEW ENGLAND

BERTERA AUTOMOTIVE GROUP

BERTERA DEALERSHIPS GROUP INSURANCE PLAN

$2.0M

$66K

HEALTH NEW ENGLAND