Welfare broker

BETTER BUSINESS PLANNING

Mailing address (most recent filing)

UNKNOWN

ALGONQUIN, IL 60102

Total comp: $373K
Commissions: $349K
Fees: $24K
Filings: 16
Sponsors: 16

Carrier mix

Where BETTER BUSINESS PLANNING places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$2.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	1	$2.6M	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BETTER BUSINESS PLANNING's plans by broker comp / premium ratio. Median 0.43% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BETTER BUSINESS PLANNING's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BETTER BUSINESS PLANNING is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JOHNSON & BELL, LTD. JOHNSON & BELL, LTD. HEALTH & WELFARE BENEFIT PLAN	IL	$2.6M	$11K	BLUECROSS BLUESHIELD OF ILLINOIS