Welfare broker

BENJAMIN DARANG

Mailing address (most recent filing)

2901 NW 48TH AVENUE, SUITE 167

LAUDERDALE LAKES, FL 33313

Total comp: $466K
Commissions: $320K
Fees: $146K
Filings: 22
Sponsors: 22

Carrier mix

Where BENJAMIN DARANG places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	4	$8.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	4	$8.6M	0.2%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENJAMIN DARANG's plans by broker comp / premium ratio. Median 6.70% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of BENJAMIN DARANG's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where BENJAMIN DARANG is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
K-TRANS MANAGEMENT, INC. KNOXVILLE TRANSIT AUTHORITY PREMIUM REIMBURSEMENT PLAN	TN	$2.9M	$213K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.
CHARLES TOMBRAS ADVERTISING, INC. CHARLES TOMBRAS ADVERTISING, INC. HEALTH INSURANCE	TN	$2.8M	$209K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.
WM. S. TRIMBLE CO., INC. WILLIAM S. TRIMBLE CO., INC. WELFARE BENEFIT PLAN	TN	$1.3M	$80K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.
DIVERSE CONCEPTS, LLC DIVERSE CONCEPTS, LLC	TN	$1.6M	$37K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$8.6M

100.0%

State

Plans

Premium

State share

Index

$8.6M

0.2%

64.91x

Sponsor

Loc

Premium

Comp

Carrier

K-TRANS MANAGEMENT, INC.

KNOXVILLE TRANSIT AUTHORITY PREMIUM REIMBURSEMENT PLAN

$2.9M

$213K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.

CHARLES TOMBRAS ADVERTISING, INC.

CHARLES TOMBRAS ADVERTISING, INC. HEALTH INSURANCE

$2.8M

$209K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.

WM. S. TRIMBLE CO., INC.

WILLIAM S. TRIMBLE CO., INC. WELFARE BENEFIT PLAN

$1.3M

$80K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.

DIVERSE CONCEPTS, LLC

$1.6M

$37K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.