Welfare broker

BENEFITSCAFE.COM

Mailing address (most recent filing)

280 N MONTEBELLO BLVD

SUITE 102

MONTEBELLO, CA 90640

Total comp: $218K
Commissions: $213K
Fees: $5K
Filings: 5
Sponsors: 5

Carrier mix

Where BENEFITSCAFE.COM places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$494K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
GA	1	$494K	0.0%	15.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFITSCAFE.COM's plans by broker comp / premium ratio. Median 13.02% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BENEFITSCAFE.COM's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BENEFITSCAFE.COM is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SONNEN INC. SONNEN INC. WELFARE BENEFIT PLAN	GA	$494K	$64K	CIGNA HEALTH AND LIFE INSURANCE COMPANY