Welfare broker

BENEFITS & RISK SOLUTIONS, INC.

Mailing address (most recent filing)

28402 CONSTELLATION RD

VALENCIA, CA 91355

Total comp: $803K
Commissions: $803K
Fees: $0
Filings: 9
Sponsors: 9

Carrier mix

Where BENEFITS & RISK SOLUTIONS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%
ANTHEM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$11.3M	50.0%
ANTHEM LIFE INSURANCE COMPANY	1	$3.8M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$3.8M	0.0%	23.18x
CA	1	$11.3M	0.0%	6.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFITS & RISK SOLUTIONS, INC.'s plans by broker comp / premium ratio. Median 2.29% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BENEFITS & RISK SOLUTIONS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BENEFITS & RISK SOLUTIONS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JACUZZI BRANDS LLC-HEALTH PLAN JACUZZI BRANDS LLC-HEALTH PLAN	CA	$11.3M	$155K	CIGNA HEALTH AND LIFE INSURANCE
CAMFIL USA, INC. EMPLOYEE GENERAL INSURANCE PLAN CAMFIL USA, INC. EMPLOYEE GENERAL INSURANCE PLAN	NJ	$3.8M	$122K	ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY

Carrier

Plans

Premium

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$11.3M

50.0%

ANTHEM LIFE INSURANCE COMPANY

$3.8M

50.0%

State

Plans

Premium

State share

Index

$3.8M

0.0%

23.18x

$11.3M

0.0%

6.38x

Sponsor

Loc

Premium

Comp

Carrier

JACUZZI BRANDS LLC-HEALTH PLAN

$11.3M

$155K

CIGNA HEALTH AND LIFE INSURANCE

CAMFIL USA, INC. EMPLOYEE GENERAL INSURANCE PLAN

$3.8M

$122K

ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY