Welfare broker

BENEFITS INCORPORATED LLC

Mailing address (most recent filing)

140 MUTTON HILL DR

CHARLOTTE, VT 05445

Total comp: $122K
Commissions: $122K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where BENEFITS INCORPORATED LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$0	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VT	1	$0	0.4%	469.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFITS INCORPORATED LLC's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of BENEFITS INCORPORATED LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BENEFITS INCORPORATED LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COMMUNITY NATIONAL BANK COMMUNITY NATIONAL BANK EMPLOYEE BENEFIT PLAN	VT	$0	$122K	CIGNA HEALTH & LIFE INSURANCE COMPANY