Welfare broker

BENEFITS EXPRESS SERVICES LLC

Mailing address (most recent filing)

1700 E GOLF ROAD SUITE 100

SCHAUMBERG, IL 60173

Total comp: $40K
Commissions: $40K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where BENEFITS EXPRESS SERVICES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AK	1	$1.2M	0.7%	760.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFITS EXPRESS SERVICES LLC's plans by broker comp / premium ratio. Median 9.97% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BENEFITS EXPRESS SERVICES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BENEFITS EXPRESS SERVICES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FOUNDATION HEALTH, LLC FOUNDATION HEALTH, LLC GROUP HEALTH AND WELFARE PLAN	AK	$1.2M	$123K	UNUM LIFE INSURANCE COMPANY OF AMERICA