Welfare broker

BENEFITS CONSULTING GROUP

Mailing address (most recent filing)

DBA BCG ADVISORS

700 PLAZA DRIVE, SUITE 216

SECAUCUS, NJ 07094

Total comp: $102K
Commissions: $89K
Fees: $12K
Filings: 4
Sponsors: 4

Carrier mix

Where BENEFITS CONSULTING GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	1	$278K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$278K	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFITS CONSULTING GROUP's plans by broker comp / premium ratio. Median 20.02% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BENEFITS CONSULTING GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BENEFITS CONSULTING GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AERO SIMULATION, INC. AERO SIMULATION, INC. EMPLOYEE BENEFITS PLAN	FL	$278K	$56K	HARTFORD LIFE AND ACCIDENT