Welfare broker

BENEFITS BROKER INC

Mailing address (most recent filing)

20 CLUB MANOR DR

UNIT A

PUEBLO, CO 81008

Total comp: $715K
Commissions: $694K
Fees: $21K
Filings: 35
Sponsors: 35

Carrier mix

Where BENEFITS BROKER INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA18.8%
UNITED HEALTHCARE INSURANCE COMPANY18.8%
LIFE INSURANCE COMPANY OF NORTH AMERICA18.8%
CIGNA HEALTH AND LIFE INSURANCE COMPANY12.5%
VISION SERVICE PLAN6.3%
UNITEDHEALTHCARE INSURANCE COMPANY6.3%
PRINCIPAL LIFE INSURANCE COMPANY6.3%
METROPOLITAN LIFE INSURANCE COMPANY6.3%
Other (1)6.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	3	$142K	18.8%
UNITED HEALTHCARE INSURANCE COMPANY	3	$3.9M	18.8%
LIFE INSURANCE COMPANY OF NORTH AMERICA	3	$346K	18.8%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	2	$1.5M	12.5%
VISION SERVICE PLAN	1	$40K	6.3%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$508K	6.3%
PRINCIPAL LIFE INSURANCE COMPANY	1	$237K	6.3%
METROPOLITAN LIFE INSURANCE COMPANY	1	$41K	6.3%
DELTA DENTAL OF CALIFORNIA	1	$252K	6.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CO	15	$6.7M	1.1%	76.18x
GA	1	$383K	0.0%	0.95x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFITS BROKER INC's plans by broker comp / premium ratio. Median 12.86% vs welfare-wide median 6.29% (n=16).

Prospect-flag exposure · vs market baseline

Share of BENEFITS BROKER INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-16 of 16 sponsors where BENEFITS BROKER INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RME LTD. LLC ROCKY MOUNTAIN EXCAVATING WELFARE BENEFIT PLAN	CO	$840K	$140K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
HERO DVO HERO DVO	CO	$2.4M	$65K	UNITED HEALTHCARE INSURANCE COMPANY
IDOL MINDS, LLC IDOL MINDS, LLC HEALTH AND WELFARE PLAN	CO	$1.2M	$57K	UNITED HEALTHCARE INSURANCE COMPANY
PUEBLO BANK & TRUST COMPANY PUEBLO BANK & TRUST COMPANY EMPLOYEES CAFETERIA PLAN	CO	$696K	$57K	CIGNA HEALTH AND LIFE INSURANCE
RME LTD., LLC ROCKY MOUNTAIN EXCAVATING DENTAL AND VISION PLAN	CO	$237K	$48K	PRINCIPAL LIFE INSURANCE COMPANY
SOUTHERN COLORADO CLINIC P.C. SOUTHERN COLORADO CLINIC P.C. EMPLOYEE BENEFITS PLAN	CO	$508K	$34K	ALL SAVERS INSURANCE COMPANY
PARKVIEW MEDICAL CENTER, INC PARKVIEW MEDICAL CENTER INC WELFARE BENEFIT PLAN	CO	$178K	$29K	LIFE INSURANCE COMPNAY OF NORTH AMERICA
UPOP HOLDINGS UPOP HOLDINGS HEALTH AND WELFARE BENEFITS PLAN	GA	$383K	$20K	UNITED HEALTHCARE INSURANCE COMPANY
PARKVIEW MEDICAL CENTER, INC PARKVIEW MEDICAL CENTER INC WELFARE BENEFIT PLAN	CO	$149K	$17K	LIFE INSURANCE COMPNAY OF NORTH AMERICA
PARKVIEW MEDICAL CENTER, INC PARKVIEW MEDICAL CENTER INC WELFARE BENEFIT PLAN	CO	$252K	$13K	DELTA DENTAL OF COLORADO
HERO DVO HERO DVO	CO	$82K	$12K	UNUM LIFE INSURANCE COMPANY OF AMERICA
PARKVIEW MEDICAL CENTER, INC PARKVIEW MEDICAL CENTER INC WELFARE BENEFIT PLAN	CO	$41K	$7K	METROPOLITAN LIFE INSURANCE COMPANY
HERO DVO HERO DVO	CO	$41K	$6K	UNUM LIFE INSURANCE COMPNAY OF AMERICA
PARKVIEW MEDICAL CENTER, INC PARKVIEW MEDICAL CENTER INC WELFARE BENEFIT PLAN	CO	$40K	$6K	VISION SERVICE PLAN
PARKVIEW MEDICAL CENTER, INC PARKVIEW MEDICAL CENTER INC WELFARE BENEFIT PLAN	CO	$18K	$3K	LIFE INSURANCE COMPNAY OF NORTH AMERICA
HERO DVO HERO DVO	CO	$19K	$2K	UNUM LIFE INSURANCE COMPANY OF AMERICA