Welfare broker

BENEFITS ADVANTAGE INC

Mailing address (most recent filing)

37 ROLLING HILLS DRIVE

PO BOX 1080

ORCHARD PARK, NY 14127

Total comp: $29K
Commissions: $29K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where BENEFITS ADVANTAGE INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT50.0%
COMPANION LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	1	$36K	50.0%
COMPANION LIFE INSURANCE COMPANY	1	$4K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	2	$40K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFITS ADVANTAGE INC's plans by broker comp / premium ratio. Median 12.49% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BENEFITS ADVANTAGE INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BENEFITS ADVANTAGE INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NATIONAL FUEL GAS COMPANY GROUP TRAVEL ACCIDENT INSURANCE PLAN	NY	$36K	$5K	HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY
BUFFALO PLACE, INC. EMPLOYEE BASIC TERM LIFE & OPTIONAL TERM LIFE OF BUFFALO PLACE	NY	$4K	$353	COMPANION LIFE INSURANCE COMPANY

Carrier

Plans

Premium

HARTFORD LIFE AND ACCIDENT

$36K

50.0%

COMPANION LIFE INSURANCE COMPANY

$4K

50.0%

State

Plans

Premium

State share

Index

$40K

0.0%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

NATIONAL FUEL GAS COMPANY

GROUP TRAVEL ACCIDENT INSURANCE PLAN

$36K

$5K

HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY

BUFFALO PLACE, INC.

EMPLOYEE BASIC TERM LIFE & OPTIONAL TERM LIFE OF BUFFALO PLACE

$4K

$353

COMPANION LIFE INSURANCE COMPANY