Welfare broker

BENEFIT PRO INSURANCE SERVICES, INC

Mailing address (most recent filing)

2655 CAMINO DEL RIO NORTH

SUITE 370

SAN DIEGO, CA 92108

Total comp: $563K
Commissions: $519K
Fees: $44K
Filings: 12
Sponsors: 12

Carrier mix

Where BENEFIT PRO INSURANCE SERVICES, INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CALIFORNIA PHYSICIANS SERVICE33.3%
UNITEDHEALTHCARE INSURANCE COMPANY16.7%
CALIFORNIA CHOICE16.7%
ANTHEM LIFE INSURANCE COMPANY16.7%
AETNA LIFE INSURANCE COMPANY16.7%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CALIFORNIA PHYSICIANS SERVICE	2	$1.9M	33.3%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$653K	16.7%
CALIFORNIA CHOICE	1	$941K	16.7%
ANTHEM LIFE INSURANCE COMPANY	1	$5.1M	16.7%
AETNA LIFE INSURANCE COMPANY	1	$1.2M	16.7%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	6	$9.8M	0.1%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFIT PRO INSURANCE SERVICES, INC's plans by broker comp / premium ratio. Median 5.31% vs welfare-wide median 6.29% (n=6).

Prospect-flag exposure · vs market baseline

Share of BENEFIT PRO INSURANCE SERVICES, INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where BENEFIT PRO INSURANCE SERVICES, INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LOCKWOOD INDUSTRIES LOCKWOOD INDUSTRIES BENEFITS PLAN	CA	$5.1M	$218K	ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY
EUROPEAN CALIFORNIA FURNITURE LTD EUROPEAN CALIFORNIA FURNITURE LTD BENEFIT PLAN	CA	$941K	$79K	CALIFORNIA CHOICE
UNION OF PAN ASIAN COMMUNITIES UNION OF PAN ASIAN COMMUNITIES EMPLOYEE BENEFITS PLAN	CA	$1.2M	$68K	AETNA HEALTH OF CALIFORNIA, INC.
STRAT PROPERTY MANAGEMENT, INC. STRAT PROPERTY MANAGEMENT, INC. EMPLOYEE BENEFITS PLAN	CA	$1.2M	$56K	CALIFORNIA PHYSICIANS' SERVICE
REUBEN H. FLEET SCIENCE CENTER REUBEN H. FLEET SCIENCE CENTER EMPLOYEE BENEFITS PLAN	CA	$717K	$47K	CALIFORNIA PHYSICIANS' SERVICE
HOUSING CONTRACTORS OF AMERICA CALIFORNIA CONSTRUCTION INSURANCE TRUST WELFARE BENEFIT PLAN	CA	$653K	$26	UNITEDHEALTHCARE INSURANCE COMPANY