Welfare broker

BENEFIT LEADER

Mailing address (most recent filing)

5141 VIRGINIA WAY SUITE 440

BRENTWOOD, TN 37027

Total comp: $253K
Commissions: $26K
Fees: $227K
Filings: 3
Sponsors: 3

Carrier mix

Where BENEFIT LEADER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PAN-AMERICAN LIFE INSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PAN-AMERICAN LIFE INSURANCE COMPANY	1	$1.8M	50.0%
BLUE CROSS OF CALIFORNIA	1	$587K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$1.8M	0.0%	12.70x
CA	1	$587K	0.0%	6.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFIT LEADER's plans by broker comp / premium ratio. Median 13.01% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BENEFIT LEADER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BENEFIT LEADER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HAVEN HEALTH MANAGEMENT HAVEN BEHAVIORAL HEALTHCARE HEALTH EMPLOYEE HEALTH PLAN	FL	$1.8M	$217K	PAN-AMERICAN LIFE INSURANCE COMPANY
AIRESPRING, INC AIRESPRING INC. WELFARE BENEFIT PLAN	CA	$587K	$81K	HEALTH NOW ADMINATIVE S

Carrier

Plans

Premium

PAN-AMERICAN LIFE INSURANCE COMPANY

$1.8M

50.0%

BLUE CROSS OF CALIFORNIA

$587K

50.0%

State

Plans

Premium

State share

Index

$1.8M

0.0%

12.70x

$587K

0.0%

6.38x

Sponsor

Loc

Premium

Comp

Carrier

HAVEN HEALTH MANAGEMENT

HAVEN BEHAVIORAL HEALTHCARE HEALTH EMPLOYEE HEALTH PLAN

$1.8M

$217K

PAN-AMERICAN LIFE INSURANCE COMPANY

AIRESPRING, INC

AIRESPRING INC. WELFARE BENEFIT PLAN

$587K

$81K

HEALTH NOW ADMINATIVE S