Welfare broker

BENEFIT INSURANCE CONSULTANTS, INC.

Mailing address (most recent filing)

11111 KATY FWY. SUITE 910

HOUSTON, TX 77079

Total comp: $24K
Commissions: $24K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where BENEFIT INSURANCE CONSULTANTS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIFE INSURANCE COMPANY OF NORTH AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIFE INSURANCE COMPANY OF NORTH AMERICA	2	$158K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$158K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFIT INSURANCE CONSULTANTS, INC.'s plans by broker comp / premium ratio. Median 15.00% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BENEFIT INSURANCE CONSULTANTS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BENEFIT INSURANCE CONSULTANTS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COMBINED LAW ENFORCEMENT ASSOC. OF TEXAS, INC. CLEAT BENEFIT TRUST (FORMERLY CLEAT BENEFIT PLAN & TRUST)	TX	$106K	$16K	FEDERAL INSURANCE COMPANY
COMBINED LAW ENFORCEMENT ASSOC. OF TEXAS, INC. CLEAT BENEFIT TRUST (FORMERLY CLEAT BENEFIT PLAN & TRUST)	TX	$52K	$8K	FEDERAL INSURANCE COMPANY

Carrier

Plans

Premium

LIFE INSURANCE COMPANY OF NORTH AMERICA

$158K

100.0%

State

Plans

Premium

State share

Index

$158K

0.0%

16.72x

Sponsor

Loc

Premium

Comp

Carrier

COMBINED LAW ENFORCEMENT ASSOC. OF TEXAS, INC.

CLEAT BENEFIT TRUST (FORMERLY CLEAT BENEFIT PLAN & TRUST)

$106K

$16K

FEDERAL INSURANCE COMPANY

COMBINED LAW ENFORCEMENT ASSOC. OF TEXAS, INC.

CLEAT BENEFIT TRUST (FORMERLY CLEAT BENEFIT PLAN & TRUST)

$52K

$8K

FEDERAL INSURANCE COMPANY