Welfare broker

BENEFIT EXPRESS SERVICES LLC

Mailing address (most recent filing)

1700 EAST GOLF ROAD, SUITE 1000

SCHAUMBURG, IL 60173

Total comp: $1.0M
Commissions: $23K
Fees: $1.0M
Filings: 11
Sponsors: 11

Carrier mix

Where BENEFIT EXPRESS SERVICES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$5.8M	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.6M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	2	$7.4M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFIT EXPRESS SERVICES LLC's plans by broker comp / premium ratio. Median 16.68% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BENEFIT EXPRESS SERVICES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BENEFIT EXPRESS SERVICES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LINCARE INC. LINCARE INC. WELFARE BENEFIT PLAN	FL	$5.8M	$1.2M	UNITED OF OMAHA LIFE INSURANCE COMPANY
OHI WEST MEDICAL GROUP II LLC OHI WEST MEDICAL GROUP II LLC, WELFARE BENEFITS PLAN	FL	$1.6M	$206K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Carrier

Plans

Premium

UNITED OF OMAHA LIFE INSURANCE COMPANY

$5.8M

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$1.6M

50.0%

State

Plans

Premium

State share

Index

$7.4M

0.0%

25.39x

Sponsor

Loc

Premium

Comp

Carrier

LINCARE INC.

LINCARE INC. WELFARE BENEFIT PLAN

$5.8M

$1.2M

UNITED OF OMAHA LIFE INSURANCE COMPANY

OHI WEST MEDICAL GROUP II LLC

OHI WEST MEDICAL GROUP II LLC, WELFARE BENEFITS PLAN

$1.6M

$206K

CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES