Welfare broker

BENEFIT CONCEPTS INS AGENCY, INC

Mailing address (most recent filing)

22931 TRITON WAY #237

LAGUNA HILLS, CA 92653

Total comp: $61K
Commissions: $57K
Fees: $5K
Filings: 2
Sponsors: 2

Carrier mix

Where BENEFIT CONCEPTS INS AGENCY, INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CALIFORNIA PHYSICIANS SERVICE50.0%
ANTHEM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CALIFORNIA PHYSICIANS SERVICE	1	$1.9M	50.0%
ANTHEM LIFE INSURANCE COMPANY	1	$15K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$1.9M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFIT CONCEPTS INS AGENCY, INC's plans by broker comp / premium ratio. Median 34.76% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BENEFIT CONCEPTS INS AGENCY, INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BENEFIT CONCEPTS INS AGENCY, INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AERIES SOFTWARE INC AERIES SOFTWARE INC. BENEFIT PLAN	CA	$1.9M	$111K	CALIFORNIA PHYSICIANS SERVICE
PERONA, LANGER, BECK, SERBIN & HARRISON, APC PERONA LANGER BECK & HARRISON EMPLOYEE BENEFITS PLANPLAN	CA	$15K	$10K	ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY

Carrier

Plans

Premium

CALIFORNIA PHYSICIANS SERVICE

$1.9M

50.0%

ANTHEM LIFE INSURANCE COMPANY

$15K

50.0%

State

Plans

Premium

State share

Index

$1.9M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

AERIES SOFTWARE INC

AERIES SOFTWARE INC. BENEFIT PLAN

$1.9M

$111K

CALIFORNIA PHYSICIANS SERVICE

PERONA, LANGER, BECK, SERBIN & HARRISON, APC

PERONA LANGER BECK & HARRISON EMPLOYEE BENEFITS PLANPLAN

$15K

$10K

ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY