Welfare broker

BENEFIT COMMUNICATION SERVICES, INC

Mailing address (most recent filing)

7771 W. OAKLAND PARK BLVD #217

SUNRISE, FL 33351

Total comp: $496K
Commissions: $495K
Fees: $91
Filings: 9
Sponsors: 9

Carrier mix

Where BENEFIT COMMUNICATION SERVICES, INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

USABLE LIFE50.0%
METROPOLITAN LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
USABLE LIFE	1	$1.3M	50.0%
METROPOLITAN LIFE INSURANCE COMPANY	1	$711K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$711K	0.0%	9.91x
NJ	1	$1.3M	0.0%	23.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFIT COMMUNICATION SERVICES, INC's plans by broker comp / premium ratio. Median 4.18% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BENEFIT COMMUNICATION SERVICES, INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BENEFIT COMMUNICATION SERVICES, INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BOARD OF TRUSTEES, UNITED FOOD & COMMERCIAL WORKERS LOCAL 152 HEALTH & UNITED FOOD & COMMERCIAL WORKERS LOCAL 152 HEALTH & WELFARE PLAN	NJ	$1.3M	$50K	USABLE LIFE
GLACIERPOINT ENTERPRISES, INC. GLACIERPOINT ENTERPRISES HEALTH & WELFARE BENEFIT PLAN	NY	$711K	$32K	METROPOLITAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

USABLE LIFE

$1.3M

50.0%

METROPOLITAN LIFE INSURANCE COMPANY

$711K

50.0%

State

Plans

Premium

State share

Index

$711K

0.0%

9.91x

$1.3M

0.0%

23.18x

Sponsor

Loc

Premium

Comp

Carrier

BOARD OF TRUSTEES, UNITED FOOD & COMMERCIAL WORKERS LOCAL 152 HEALTH &

UNITED FOOD & COMMERCIAL WORKERS LOCAL 152 HEALTH & WELFARE PLAN

$1.3M

$50K

USABLE LIFE

GLACIERPOINT ENTERPRISES, INC.

GLACIERPOINT ENTERPRISES HEALTH & WELFARE BENEFIT PLAN

$711K

$32K

METROPOLITAN LIFE INSURANCE COMPANY