Welfare broker

BENEFIT ASSISTANCE CORPORATION

Mailing address (most recent filing)

PO BOX 950

HURRICANE, WV 25526

Total comp: $267K
Commissions: $134K
Fees: $133K
Filings: 5
Sponsors: 5

Carrier mix

Where BENEFIT ASSISTANCE CORPORATION places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
NATIONWIDE LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.1M	50.0%
NATIONWIDE LIFE INSURANCE COMPANY	1	$515K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WV	1	$515K	0.2%	138.21x
OH	1	$1.1M	0.0%	3.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFIT ASSISTANCE CORPORATION's plans by broker comp / premium ratio. Median 26.68% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BENEFIT ASSISTANCE CORPORATION's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BENEFIT ASSISTANCE CORPORATION is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COVERT MANUFACTURING, INC. COVERT MANUFACTURING, INC. HEALTH PLAN	OH	$1.1M	$245K	OPTUM UNITED HEALTHCARE
VALLEY HEALTH CARE, INC VALLEY HEALTH CARE, INC. EMPLOYEE BENEFITS PLAN	WV	$515K	$162K	NATIONWIDE LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$1.1M

50.0%

NATIONWIDE LIFE INSURANCE COMPANY

$515K

50.0%

State

Plans

Premium

State share

Index

$515K

0.2%

138.21x

$1.1M

0.0%

3.86x

Sponsor

Loc

Premium

Comp

Carrier

COVERT MANUFACTURING, INC.

COVERT MANUFACTURING, INC. HEALTH PLAN

$1.1M

$245K

OPTUM UNITED HEALTHCARE

VALLEY HEALTH CARE, INC

VALLEY HEALTH CARE, INC. EMPLOYEE BENEFITS PLAN

$515K

$162K

NATIONWIDE LIFE INSURANCE COMPANY