Welfare broker

BENECURV

Mailing address (most recent filing)

7101 WISCONSIN AVENUE, SUITE 1200

BETHEDSA, MD 20814

Total comp: $41K
Commissions: $41K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where BENECURV places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARVARD PILGRIM HEALTH CARE100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARVARD PILGRIM HEALTH CARE	1	$1.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ME	1	$1.5M	0.3%	296.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENECURV's plans by broker comp / premium ratio. Median 3.42% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BENECURV's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BENECURV is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DAVIS LONG TERM CARE GROUP, INC. DAVIS LONG TERM CARE GROUP INC WELFARE BENEFITS PLAN	ME	$1.5M	$51K	HARVARD PILGRIM HEALTH CARE