Welfare broker

BEN SCHOENFELD

Mailing address (most recent filing)

9671 PLEASANT RD

DAPHNE, AL 365260521

Total comp: $0
Commissions: $0
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where BEN SCHOENFELD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	1	$1.6M	0.1%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BEN SCHOENFELD's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of BEN SCHOENFELD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BEN SCHOENFELD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BILLY BARNES ENTERPRISES, INC. BILLY BARNES ENTERPRISES, INC. GROUP HEALTH EMPLOYEE INSURANCE PLAN	AL	$1.6M	$0	BLUE CROSS AND BLUE SHIELD OF ALABAMA