Welfare broker

BEN J KALINA

Mailing address (most recent filing)

STE 201

3140 JUANIPERO WAY

MEDFORD, OR 97504

Total comp: $6K
Commissions: $5K
Fees: $1K
Filings: 1
Sponsors: 1

Carrier mix

Where BEN J KALINA places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

NORTHWESTERN MUTUAL100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
NORTHWESTERN MUTUAL	1	$183K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	1	$183K	0.1%	104.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BEN J KALINA's plans by broker comp / premium ratio. Median 6.24% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BEN J KALINA's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BEN J KALINA is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MEDICAL EYE CENTER MEDICAL EYE CENTER WELFARE BENEFIT PLAN - GROUP DISABILITY PLAN	OR	$183K	$11K	NORTHWESTERN MUTUAL