Welfare broker

BEACON PATH, INC.

Mailing address (most recent filing)

26522 LA ALAMEDA, SUITE 210

MISSION VIEJO, CA 92691

Total comp: $493K
Commissions: $488K
Fees: $5K
Filings: 6
Sponsors: 6

Carrier mix

Where BEACON PATH, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC66.7%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	2	$6.5M	66.7%
BLUE CROSS OF CALIFORNIA	1	$85K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$6.5M	0.0%	8.53x
IL	1	$85K	0.0%	9.50x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BEACON PATH, INC.'s plans by broker comp / premium ratio. Median 5.52% vs welfare-wide median 6.40% (n=3).

Prospect-flag exposure · vs market baseline

Share of BEACON PATH, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where BEACON PATH, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
OPAL SERVICES, INC. OPAL SERVICES EMPLOYEES HEALTH INSURANCE PLAN	CA	$4.3M	$160K	KAISER FOUNDATION HEALTH PLAN INC.
MEXI-GRILL, LLC JAVIER'S HEALTH BENEFITS PLAN	CA	$2.2M	$123K	KAISER FOUNDATION HEALTH PLAN INC.
COUNTRY MUTUAL INSURANCE COMPANY COUNTRY MUTUAL/COTTON STATES/MIDDLESEX RETIREE MEDICAL BENEFIT PLAN	IL	$85K	$12K	BLUE CROSS BLUE SHIELD OF ILLINOIS

Carrier

Plans

Premium

KAISER FOUNDATION HEALTH PLAN INC

$6.5M

66.7%

BLUE CROSS OF CALIFORNIA

$85K

33.3%

State

Plans

Premium

State share

Index

$6.5M

0.0%

8.53x

$85K

0.0%

9.50x

Sponsor

Loc

Premium

Comp

Carrier

OPAL SERVICES, INC.

OPAL SERVICES EMPLOYEES HEALTH INSURANCE PLAN

$4.3M

$160K

KAISER FOUNDATION HEALTH PLAN INC.

MEXI-GRILL, LLC

JAVIER'S HEALTH BENEFITS PLAN

$2.2M

$123K

KAISER FOUNDATION HEALTH PLAN INC.

COUNTRY MUTUAL INSURANCE COMPANY

COUNTRY MUTUAL/COTTON STATES/MIDDLESEX RETIREE MEDICAL BENEFIT PLAN

$85K

$12K

BLUE CROSS BLUE SHIELD OF ILLINOIS