Welfare broker

BCG EMPLOYEE BENEFITS

Mailing address (most recent filing)

54 BROAD ST, STE 205

RED BANK, NJ 07701

Total comp: $102K
Commissions: $102K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where BCG EMPLOYEE BENEFITS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$4.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$4.6M	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BCG EMPLOYEE BENEFITS's plans by broker comp / premium ratio. Median 2.57% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BCG EMPLOYEE BENEFITS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BCG EMPLOYEE BENEFITS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SPECTRUM FOR LIVING DEVELOPMENT, INC SPECTRUM FOR LIVING DEVELOPMENT INC BENEFIT PLANS	NJ	$4.6M	$118K	UNITEDHEALTHCARE INSURANCE COMPANY