Welfare broker

BARTHULI & ASSOCIATES INSURANCE

Mailing address (most recent filing)

5250 NORTH PALM AVENUE, SUITE 403

FRESNO, CA 93704

Total comp: $251K
Commissions: $251K
Fees: $557
Filings: 10
Sponsors: 10

Carrier mix

Where BARTHULI & ASSOCIATES INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY33.3%
STANDARD INSURANCE COMPANY33.3%
AMALGAMATED LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.3M	33.3%
STANDARD INSURANCE COMPANY	1	$685K	33.3%
AMALGAMATED LIFE INSURANCE COMPANY	1	$430K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	3	$2.4M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BARTHULI & ASSOCIATES INSURANCE's plans by broker comp / premium ratio. Median 10.08% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of BARTHULI & ASSOCIATES INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where BARTHULI & ASSOCIATES INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
H.M. PROVIDERS INC. BLUE SHIELD PPO	CA	$685K	$69K	STANDARD INSURANCE COMPANY
FRESNO VALVES & CASTINGS HEALTH & WELFARE PLAN FRESNO VALVES & CASTINGS HEALTH & WELFARE PLAN	CA	$430K	$56K	AMALGAMATED LIFE INSURANCE COMPANY
SUNSHINE RAISIN CORPORATION HEALTH & WELFARE PLAN SUNSHINE RAISIN CORPORATION	CA	$1.3M	$52K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$1.3M

33.3%

STANDARD INSURANCE COMPANY

$685K

33.3%

AMALGAMATED LIFE INSURANCE COMPANY

$430K

33.3%

State

Plans

Premium

State share

Index

$2.4M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

H.M. PROVIDERS INC.

BLUE SHIELD PPO

$685K

$69K

STANDARD INSURANCE COMPANY

FRESNO VALVES & CASTINGS HEALTH & WELFARE PLAN

$430K

$56K

AMALGAMATED LIFE INSURANCE COMPANY

SUNSHINE RAISIN CORPORATION HEALTH & WELFARE PLAN

SUNSHINE RAISIN CORPORATION

$1.3M

$52K

UNITEDHEALTHCARE INSURANCE COMPANY