Welfare broker

BARRETT INSURANCE & ASSOCIATES

Mailing address (most recent filing)

126 CHEEKWOOD DRIVE

MADISON, AL 35758

Total comp: $333K
Commissions: $318K
Fees: $15K
Filings: 5
Sponsors: 5

Carrier mix

Where BARRETT INSURANCE & ASSOCIATES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SHELTERPOINT LIFE INSURANCE COMPANY33.3%
PRINCIPAL LIFE INSURANCE COMPANY33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SHELTERPOINT LIFE INSURANCE COMPANY	1	$873K	33.3%
PRINCIPAL LIFE INSURANCE COMPANY	1	$1.0M	33.3%
BLUE CROSS OF CALIFORNIA	1	$1.8M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	3	$3.7M	0.3%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BARRETT INSURANCE & ASSOCIATES's plans by broker comp / premium ratio. Median 13.65% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of BARRETT INSURANCE & ASSOCIATES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where BARRETT INSURANCE & ASSOCIATES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ECKE HOLDING COMPANY LLC ECKE HOLDING COMPANY LLC - VISION PLAN	AL	$873K	$192K	SHELTERPOINT INSURANCE
ECKE HOLDING COMPANY LLC ECKE HOLDING COMPANY LLC HEALTH AND WELFARE PLAN	AL	$1.0M	$138K	PRINCIPAL LIFE INSURANCE COMPANY
FIVE STONES RESEARCH CORPORATION FIVE STONES RESEARCH CORPORATION EMPLOYEE BENEFITS PLAN	AL	$1.8M	$14K	BLUE CROSS AND BLUE SHIELD OF ALABAMA

Carrier

Plans

Premium

SHELTERPOINT LIFE INSURANCE COMPANY

$873K

33.3%

PRINCIPAL LIFE INSURANCE COMPANY

$1.0M

33.3%

BLUE CROSS OF CALIFORNIA

$1.8M

33.3%

State

Plans

Premium

State share

Index

$3.7M

0.3%

107.78x

Sponsor

Loc

Premium

Comp

Carrier

ECKE HOLDING COMPANY LLC

ECKE HOLDING COMPANY LLC - VISION PLAN

$873K

$192K

SHELTERPOINT INSURANCE

ECKE HOLDING COMPANY LLC

ECKE HOLDING COMPANY LLC HEALTH AND WELFARE PLAN

$1.0M

$138K

PRINCIPAL LIFE INSURANCE COMPANY

FIVE STONES RESEARCH CORPORATION

FIVE STONES RESEARCH CORPORATION EMPLOYEE BENEFITS PLAN

$1.8M

$14K

BLUE CROSS AND BLUE SHIELD OF ALABAMA