Welfare broker

BARRESI FINANCIAL INC

Mailing address (most recent filing)

34 NORTH STREET

PRESQUE ISLE, ME 04769

Total comp: $94K
Commissions: $93K
Fees: $107
Filings: 9
Sponsors: 9

Carrier mix

Where BARRESI FINANCIAL INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$26K	50.0%
AETNA LIFE INSURANCE COMPANY	1	$2.0M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ME	2	$2.0M	0.5%	296.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BARRESI FINANCIAL INC's plans by broker comp / premium ratio. Median 7.80% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BARRESI FINANCIAL INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BARRESI FINANCIAL INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE WITHAM FAMILY, LLC THE WITHAM FAMILY, LLC	ME	$2.0M	$63K	AETNA
AROOSTOOK COUNTY ACT PROGRAM, INC AROOSTOOK COUNTY ACTION PROGRAM INC LONG TERM DISABILITY PLAN	ME	$26K	$3K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$26K

50.0%

AETNA LIFE INSURANCE COMPANY

$2.0M

50.0%

State

Plans

Premium

State share

Index

$2.0M

0.5%

296.27x

Sponsor

Loc

Premium

Comp

Carrier

THE WITHAM FAMILY, LLC

$2.0M

$63K

AETNA

AROOSTOOK COUNTY ACT PROGRAM, INC

AROOSTOOK COUNTY ACTION PROGRAM INC LONG TERM DISABILITY PLAN

$26K

$3K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA