Welfare broker

BARNES INSURANCE AGENCY

Mailing address (most recent filing)

PO BOX 609

PIGEON FORGE, TN 37868

Total comp: $41K
Commissions: $36K
Fees: $5K
Filings: 3
Sponsors: 3

Carrier mix

Where BARNES INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$1.3M	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BARNES INSURANCE AGENCY's plans by broker comp / premium ratio. Median 3.03% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BARNES INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BARNES INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PARKER TRUTEC, INC. PARKER TRUTEC, INC. WELFARE BENEFIT PLAN	OH	$1.3M	$38K	UNITEDHEALTHCARE INSURANCE COMPANY