Welfare broker

BARBARA W DEBERRY

Mailing address (most recent filing)

5102 DURHAM CHAPEL HILL

SUITE 201

DURHAM, NC 27707

Total comp: $184K
Commissions: $136K
Fees: $49K
Filings: 3
Sponsors: 3

Carrier mix

Where BARBARA W DEBERRY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$781K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$781K	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BARBARA W DEBERRY's plans by broker comp / premium ratio. Median 18.13% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BARBARA W DEBERRY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BARBARA W DEBERRY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BILLY GRAHAM EVANGELISTIC ASSOCIATION BILLY GRAHAM EVANGELISTIC ASSOCIATION HEALTH AND WELFARE BENEFIT PLAN	NC	$781K	$142K	GUARDIAN