Welfare broker

BANKERS BANK INSURANCE SERVICE

Mailing address (most recent filing)

3161 W WHITE OAKS DR STE 300

SPRINGFIELD, IL 62704

Total comp: $5K
Commissions: $5K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where BANKERS BANK INSURANCE SERVICE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$24K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	1	$24K	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BANKERS BANK INSURANCE SERVICE's plans by broker comp / premium ratio. Median 19.54% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BANKERS BANK INSURANCE SERVICE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BANKERS BANK INSURANCE SERVICE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FIRST NEIGHBORHOOD BANCSHARES, INC. FIRST NEIGHBORHOOD BANCSHARES, INC. GROUP LONG TERM CARE PLAN	IL	$24K	$5K	UNUM LIFE INSURANCE COMPANY OF AMERICA