Welfare broker

BALWIN KRYSTYN SHERMAN PARTNERS

Mailing address (most recent filing)

4211 W BOY SCOUT BLVD STE 800

TAMPA, FL 33607

Total comp: $65K
Commissions: $57K
Fees: $7K
Filings: 2
Sponsors: 2

Carrier mix

Where BALWIN KRYSTYN SHERMAN PARTNERS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$570K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$570K	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BALWIN KRYSTYN SHERMAN PARTNERS's plans by broker comp / premium ratio. Median 14.68% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BALWIN KRYSTYN SHERMAN PARTNERS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BALWIN KRYSTYN SHERMAN PARTNERS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TUTCO, INC. TUTCO, INC. HOURLY EMPLOYEES HEALTH BENEFIT PLAN	TN	$570K	$84K	LINCOLN NATIONAL LIFE INSURANCE COMPANY