Welfare broker

BALDWYN KRYSTYN SHERMAN PARTNERS

Mailing address (most recent filing)

9140 CORSEA DEL FONTANA WAY

BLDG 110 STE 2

NAPLES, FL 34109

Total comp: $64K
Commissions: $62K
Fees: $2K
Filings: 3
Sponsors: 3

Carrier mix

Where BALDWYN KRYSTYN SHERMAN PARTNERS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UPMC HEALTH OPTIONS100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UPMC HEALTH OPTIONS	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$1.2M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BALDWYN KRYSTYN SHERMAN PARTNERS's plans by broker comp / premium ratio. Median 5.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BALDWYN KRYSTYN SHERMAN PARTNERS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BALDWYN KRYSTYN SHERMAN PARTNERS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AQUA PLUMBING & AIR SERVICES, INC. AQUA PLUMBING & AIR SERVICES, INC. WELFARE PLAN	FL	$1.2M	$59K	HEALTH OPTIONS