Welfare broker

BAGGETT FINANCIAL SERVICES LLC

Mailing address (most recent filing)

523 N HALIFAX AVE

DAYTONA BEACH, FL 32118

Total comp: $42K
Commissions: $42K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where BAGGETT FINANCIAL SERVICES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$3.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$3.8M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BAGGETT FINANCIAL SERVICES LLC's plans by broker comp / premium ratio. Median 4.28% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BAGGETT FINANCIAL SERVICES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BAGGETT FINANCIAL SERVICES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CIEL SENIOR LIVING CIEL SENIOR LIVING HEALTH AND WELFARE BENEFIT PLAN	FL	$3.8M	$162K	ARKANSAS BLUE CROSS AND BLUE SHIELD