Welfare broker

BAER INSURANCE

Mailing address (most recent filing)

9701 BRADER WAY

MADISON, WI 53562

Total comp: $12K
Commissions: $12K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where BAER INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIANCE STANDARD LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIANCE STANDARD LIFE INSURANCE COMPANY	1	$139K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	1	$139K	0.0%	53.08x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BAER INSURANCE's plans by broker comp / premium ratio. Median 8.69% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BAER INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BAER INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COATING PLACE, INC. COATING PLACE, INC. WRAP PLAN	WI	$139K	$12K	RELIANCE STANDARD LIFE INSURANCE COMPANY