Welfare broker

B H INSURANCE LLC

Mailing address (most recent filing)

PO BOX 270

SALEM, OR 97308

Total comp: $15K
Commissions: $13K
Fees: $2K
Filings: 3
Sponsors: 3

Carrier mix

Where B H INSURANCE LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$702K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	1	$702K	0.1%	104.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of B H INSURANCE LLC's plans by broker comp / premium ratio. Median 3.40% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of B H INSURANCE LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where B H INSURANCE LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TEEN CHALLENGE INTERNATIONAL PACIFIC NW CENTER TEEN CHALLENGE INTERNATIONAL PACIFIC NW CENTER ALL OTHER EMPLOYEES- HEALTH AND WELFARE PLAN	OR	$702K	$24K	REGENCE BLUECROSS BLUESHIELD OF OREGON