Welfare broker

AVON M SCHERFF

Mailing address (most recent filing)

143 HUBBS ROAD

UNIT B

BALLSTON LAKE, NY 12019

Total comp: $77K
Commissions: $77K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where AVON M SCHERFF places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$3.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
DE	1	$3.4M	0.4%	409.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of AVON M SCHERFF's plans by broker comp / premium ratio. Median 3.21% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of AVON M SCHERFF's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where AVON M SCHERFF is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SPI PHARMA, INC. SPI PHARMA, INC. HEALTH & WELFARE BENEFITS PLAN	DE	$3.4M	$110K	HIGHMARK DELAWARE