Welfare broker

AVG INSURANCE GROUP, INC.

Mailing address (most recent filing)

4510 SW 153RD PL

MIAMI, FL 33185

Total comp: $90K
Commissions: $90K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where AVG INSURANCE GROUP, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$766K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$766K	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of AVG INSURANCE GROUP, INC.'s plans by broker comp / premium ratio. Median 16.42% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of AVG INSURANCE GROUP, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where AVG INSURANCE GROUP, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SICE, INC. SICE, INC. EMPLOYEE WELFARE BENEFIT PLAN	FL	$766K	$126K	CIGNA HEALTH AND LIFE INSURANCE COMPANY