Welfare broker

ATRIA LLC

Mailing address (most recent filing)

7202 COUNTY 21

LA CRESCENT, MN 55947

Total comp: $38K
Commissions: $38K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where ATRIA LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$425K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$425K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ATRIA LLC's plans by broker comp / premium ratio. Median 9.80% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ATRIA LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ATRIA LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LAKE COUNTY TRIBAL HEALTH CONSORTIUM, INC LAKE COUNTY TRIBAL HEALTH CONSORTIUM INC BENEFIT PLAN	CA	$425K	$42K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA