Welfare broker

ASSOCIATION GROUP INSURANCE AGENCY

Mailing address (most recent filing)

AGENCY INC

PO BOX 126

NILES, OH 44446

Total comp: $106K
Commissions: $56K
Fees: $49K
Filings: 2
Sponsors: 2

Carrier mix

Where ASSOCIATION GROUP INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
COMMUNITY INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.8M	50.0%
COMMUNITY INSURANCE COMPANY	1	$2.5M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	2	$5.2M	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ASSOCIATION GROUP INSURANCE AGENCY's plans by broker comp / premium ratio. Median 2.11% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ASSOCIATION GROUP INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ASSOCIATION GROUP INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BAJCO GLOBAL MANAGEMENT LLC BAJCO GLOBAL MANAGEMENT LLC HEALTH AND WELFARE PLAN	OH	$2.8M	$55K	UNITEDHEALTHCARE INSURANCE COMPANY
PROP LOGISTICS, LLC PROP LOGISTICS, LLC	OH	$2.5M	$55K	COMMUNITY INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$2.8M

50.0%

COMMUNITY INSURANCE COMPANY

$2.5M

50.0%

State

Plans

Premium

State share

Index

$5.2M

0.0%

7.72x

Sponsor

Loc

Premium

Comp

Carrier

BAJCO GLOBAL MANAGEMENT LLC

BAJCO GLOBAL MANAGEMENT LLC HEALTH AND WELFARE PLAN

$2.8M

$55K

UNITEDHEALTHCARE INSURANCE COMPANY

PROP LOGISTICS, LLC

$2.5M

$55K

COMMUNITY INSURANCE COMPANY