Welfare broker

ASSOCIATED BUILDERS & CONTRACTORS

Mailing address (most recent filing)

440 FIRST STREET, NW

SUITE 200

WASHINGTON DC, DC 20001

Total comp: $140K
Commissions: $134K
Fees: $6K
Filings: 5
Sponsors: 5

Carrier mix

Where ASSOCIATED BUILDERS & CONTRACTORS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$424K	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$613K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$424K	0.0%	3.86x
FL	1	$613K	0.0%	12.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ASSOCIATED BUILDERS & CONTRACTORS's plans by broker comp / premium ratio. Median 15.76% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ASSOCIATED BUILDERS & CONTRACTORS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ASSOCIATED BUILDERS & CONTRACTORS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KEENAN HOPKINS SCHMIDT AND STOWELL CONTRACTORS, INC. KEENAN HOPKINS SCHMIDT AND STOWELL CONTRACTORS, INC. EMPLOYEE BENEFIT PLAN	FL	$613K	$84K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
UNITED GROUP SERVICES, INC. UNITED GROUP SERVICES, INC. MEDICAL PLAN	OH	$424K	$76K	METROPOLITAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

METROPOLITAN LIFE INSURANCE COMPANY

$424K

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$613K

50.0%

State

Plans

Premium

State share

Index

$424K

0.0%

3.86x

$613K

0.0%

12.70x

Sponsor

Loc

Premium

Comp

Carrier

KEENAN HOPKINS SCHMIDT AND STOWELL CONTRACTORS, INC.

KEENAN HOPKINS SCHMIDT AND STOWELL CONTRACTORS, INC. EMPLOYEE BENEFIT PLAN

$613K

$84K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

UNITED GROUP SERVICES, INC.

UNITED GROUP SERVICES, INC. MEDICAL PLAN

$424K

$76K

METROPOLITAN LIFE INSURANCE COMPANY