Welfare broker

APTIA INSURANCE SERVICES GROUP, LLC

Mailing address (most recent filing)

125 HIGH ST

BOSTON, MA 021102704

Total comp: $37K
Commissions: $20K
Fees: $17K
Filings: 3
Sponsors: 3

Carrier mix

Where APTIA INSURANCE SERVICES GROUP, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$446K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$446K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of APTIA INSURANCE SERVICES GROUP, LLC's plans by broker comp / premium ratio. Median 3.28% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of APTIA INSURANCE SERVICES GROUP, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where APTIA INSURANCE SERVICES GROUP, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NEW YORK MEDICAL COLLEGE NEW YORK MEDICAL COLLEGE PREFUNDED LIFE AND HEALTH INSURANCE BENEFIT PLAN	NY	$446K	$15K	SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC.

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$446K

100.0%

State

Plans

Premium

State share

Index

$446K

0.0%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

NEW YORK MEDICAL COLLEGE

NEW YORK MEDICAL COLLEGE PREFUNDED LIFE AND HEALTH INSURANCE BENEFIT PLAN

$446K

$15K

SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC.