Welfare broker

APTA HEALTH

Mailing address (most recent filing)

11755 E. PEAKVIEW AVE.

ENGLEWOOD, CO 80111

Total comp: $96K
Commissions: $96K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where APTA HEALTH places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ZURICH AMERICAN INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ZURICH AMERICAN INSURANCE COMPANY	1	$1.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$1.4M	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of APTA HEALTH's plans by broker comp / premium ratio. Median 15.98% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of APTA HEALTH's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where APTA HEALTH is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CONSUMER SUPPORT SERVICES, INC. CONSUMER SUPPORT SERVICES, INC. EE BENEFIT PLAN	OH	$1.4M	$223K	ZURICH AMERICAN